Retail economics
Square Bitcoin fees: what does it cost to accept Bitcoin?
Square Bitcoin payment fees explained, including the current 0% promotion, announced 1% rate after 2026, and card fee comparisons.
0%
Bitcoin payment processing through Dec. 31, 2026.
1%
Square’s announced Bitcoin payment processing fee after the promotion.
2.6% + 15¢
Current Square Free in-person card rate for tap, dip or swipe.
A $100 transaction example
| Payment method | Illustrative fee | Retailer keeps before other costs |
|---|---|---|
| Square Free in-person card | $2.75 | $97.25 |
| Bitcoin through Dec. 31, 2026 | $0.00 | $100.00 |
| Bitcoin at announced 1% rate | $1.00 | $99.00 |
Illustration uses Square’s currently published rates. Your plan, pricing or transaction type may differ.
Fees are only one part of the decision
Retailers should also evaluate customer demand, transaction limits, refund workflow, dispute handling, staff training and reporting. Lower processing cost matters most when the payment method fits the business.